/* ============================================
   Swiss Banking Info – 2026 Design System
   Font: Poppins | Gradients & modern layout
   ============================================ */

:root {
    --font: 'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
    --gradient-primary: linear-gradient(135deg, #0c1222 0%, #1a2744 40%, #1e3a5f 100%);
    --gradient-accent: linear-gradient(135deg, #0891b2 0%, #06b6d4 35%, #22d3ee 70%, #67e8f9 100%);
    --gradient-hero: linear-gradient(165deg, #0c1222 0%, #0f172a 25%, #1e3a5f 55%, #0e7490 85%, #06b6d4 100%);
    --gradient-hero-mesh: radial-gradient(ellipse 100% 80% at 70% 20%, rgba(6, 182, 212, 0.2) 0%, transparent 50%),
                         radial-gradient(ellipse 80% 60% at 20% 80%, rgba(14, 165, 233, 0.15) 0%, transparent 45%);
    --gradient-card: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
    --gradient-card-hover: linear-gradient(180deg, #ffffff 0%, #f1f5f9 100%);
    --gradient-section-alt: linear-gradient(180deg, #f8fafc 0%, #f1f5f9 50%, #e2e8f0 100%);
    --color-text: #0f172a;
    --color-text-muted: #475569;
    --color-bg: #fafbfc;
    --color-bg-alt: #f1f5f9;
    --color-accent: #0891b2;
    --color-accent-light: #22d3ee;
    --color-accent-deep: #0e7490;
    --color-border: rgba(15, 23, 42, 0.06);
    --color-border-strong: rgba(15, 23, 42, 0.12);
    --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.04);
    --shadow-md: 0 4px 12px rgba(15, 23, 42, 0.06), 0 2px 4px rgba(15, 23, 42, 0.04);
    --shadow-lg: 0 12px 24px -8px rgba(15, 23, 42, 0.1), 0 4px 8px -4px rgba(15, 23, 42, 0.06);
    --shadow-glow: 0 0 60px -12px rgba(6, 182, 212, 0.25);
    --radius-sm: 10px;
    --radius-md: 14px;
    --radius-lg: 20px;
    --radius-xl: 24px;
    --radius-2xl: 32px;
    --radius-full: 9999px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --ease-out: cubic-bezier(0.33, 1, 0.68, 1);
    --shadow-hover: 0 20px 40px -12px rgba(15, 23, 42, 0.12), 0 8px 16px -8px rgba(6, 182, 212, 0.15);
}

/* Subtle entrance animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(16px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font);
    font-size: 17px;
    line-height: 1.65;
    color: var(--color-text);
    background: var(--color-bg);
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--color-accent);
    text-decoration: none;
    transition: color var(--transition);
}

a:hover {
    color: var(--color-accent-deep);
}

/* ========== Header ========== */
.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
}

.header-inner {
    max-width: 1280px;
    margin: 0 auto;
    padding: 1rem 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
}

.logo {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    font-weight: 700;
    font-size: 1.2rem;
    letter-spacing: -0.02em;
    color: var(--color-text);
}

.logo:hover {
    color: var(--color-accent);
}

.logo-img {
    display: block;
    width: 40px;
    height: 40px;
    flex-shrink: 0;
}

.main-nav ul {
    list-style: none;
    display: flex;
    align-items: center;
    gap: 0.15rem;
}

.main-nav a {
    display: block;
    padding: 0.55rem 0.9rem;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--color-text-muted);
    border-radius: var(--radius-sm);
    transition: color var(--transition), background var(--transition);
}

.main-nav a:hover,
.main-nav a.active {
    color: var(--color-text);
    background: var(--color-bg-alt);
}

.main-nav a.active {
    color: var(--color-accent);
    font-weight: 600;
}

.has-dropdown {
    position: relative;
}

.has-dropdown .dropdown {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 200px;
    padding: 0.5rem 0;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(16px);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--color-border);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity var(--transition), transform var(--transition), visibility var(--transition);
    list-style: none;
}

.has-dropdown:hover .dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.has-dropdown .dropdown a {
    padding: 0.65rem 1rem;
    font-size: 0.9rem;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    background: none;
    border: none;
    cursor: pointer;
}

.nav-toggle span {
    width: 24px;
    height: 2px;
    background: var(--color-text);
    border-radius: var(--radius-full);
}

@media (max-width: 900px) {
    .nav-toggle { display: flex; }
    .main-nav {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: rgba(255, 255, 255, 0.98);
        backdrop-filter: blur(16px);
        border-bottom: 1px solid var(--color-border);
        padding: 1rem;
        max-height: 0;
        overflow: hidden;
        opacity: 0;
        transition: max-height 0.35s ease, opacity 0.25s ease;
    }
    .main-nav.is-open {
        max-height: 80vh;
        overflow-y: auto;
        opacity: 1;
    }
    .main-nav ul { flex-direction: column; align-items: stretch; }
    .has-dropdown .dropdown {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        max-height: 0;
        overflow: hidden;
        box-shadow: none;
        border: none;
        padding-left: 1rem;
        margin-top: 0.25rem;
    }
    .has-dropdown.is-open .dropdown { max-height: 300px; }
}

/* ========== Main ========== */
.main-content {
    min-height: calc(100vh - 160px);
}

.container {
    max-width: 1160px;
    margin: 0 auto;
    padding: 2rem 2rem;
}

.container-wide {
    max-width: 1160px;
    margin: 0 auto;
    padding: 2rem 2rem;
}

.container-narrow {
    max-width: 720px;
    margin: 0 auto;
    padding: 2rem 2rem;
}

/* ========== Hero (home) ========== */
.hero {
    position: relative;
    padding: 4.5rem 1.5rem 5.5rem;
    background: var(--gradient-hero);
    background-image: var(--gradient-hero), var(--gradient-hero-mesh);
    color: #fff;
    text-align: center;
    overflow: hidden;
}

.hero-inner {
    position: relative;
    max-width: 1160px;
    margin: 0 auto;
    z-index: 1;
}

.hero .kicker {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    opacity: 0.9;
    margin-bottom: 1rem;
}

.hero h1 {
    font-size: clamp(2rem, 5.5vw, 3.25rem);
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 1rem;
    letter-spacing: -0.03em;
}

.hero .tagline {
    font-size: 1.2rem;
    font-weight: 500;
    opacity: 0.95;
    margin-bottom: 1.25rem;
    letter-spacing: -0.01em;
}

.hero p {
    font-size: 1.05rem;
    line-height: 1.7;
    opacity: 0.9;
    max-width: 560px;
    margin: 0 auto;
}

/* ========== Home sections ========== */
.home-section {
    padding: 3.5rem 2rem;
}

.home-section.alt {
    background: var(--gradient-section-alt);
}

.home-section .section-kicker {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: 0.75rem;
}

.home-section .section-title {
    font-size: clamp(1.5rem, 3.5vw, 2rem);
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
    line-height: 1.25;
}

.home-section .section-lead {
    font-size: 1.05rem;
    color: var(--color-text-muted);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    max-width: 640px;
}

.home-section .section-body p {
    color: var(--color-text-muted);
    margin-bottom: 1rem;
    line-height: 1.7;
}

.home-section .section-body p:last-child {
    margin-bottom: 0;
}

/* Feature pills (why Swiss banking) */
.pill-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-wrap: wrap;
    gap: 0.6rem;
    margin-top: 1.25rem;
}

.pill-list li {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.6rem 1rem;
    background: #fff;
    border-radius: var(--radius-full);
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--color-text);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.pill-list li:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    border-color: rgba(6, 182, 212, 0.25);
}

.pill-list li::before {
    content: '';
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--gradient-accent);
}

/* Banks list (home) */
.bank-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.bank-list li {
    display: flex;
    align-items: stretch;
    gap: 1rem;
    margin-bottom: 0.75rem;
}

.bank-list li:last-child {
    margin-bottom: 0;
}

.bank-list .bank-item {
    flex: 1;
    display: block;
    padding: 1.35rem 1.65rem;
    background: #fff;
    border-radius: var(--radius-md);
    border: 1px solid var(--color-border);
    margin-bottom: 0.75rem;
    transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}

.bank-list .bank-item:hover {
    border-color: rgba(6, 182, 212, 0.3);
    box-shadow: var(--shadow-lg);
    transform: translateY(-3px);
}

.bank-list .bank-item h3 {
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 0.25rem;
    color: var(--color-text);
}

.bank-list .bank-item p {
    font-size: 0.95rem;
    color: var(--color-text-muted);
    margin: 0;
    line-height: 1.55;
}

.bank-list .bank-item a {
    margin-top: 0.5rem;
    font-size: 0.9rem;
    font-weight: 500;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.bank-list .bank-item a::after {
    content: '→';
    transition: transform var(--transition);
}

.bank-list .bank-item:hover a::after {
    transform: translateX(4px);
}

.bank-item-content {
    flex: 1;
}

.bank-item-num {
    flex-shrink: 0;
    width: 36px;
    height: 36px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--gradient-accent);
    color: #fff;
    font-size: 0.85rem;
    font-weight: 700;
    border-radius: var(--radius-sm);
}

/* What you will find - checklist */
.check-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.check-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
    padding: 0.75rem 0;
    color: var(--color-text-muted);
    line-height: 1.6;
    border-bottom: 1px solid var(--color-border);
}

.check-list li:last-child {
    border-bottom: none;
}

.check-list li::before {
    content: '';
    flex-shrink: 0;
    width: 22px;
    height: 22px;
    margin-top: 2px;
    background: var(--gradient-accent);
    mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E") center/contain no-repeat;
    -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E") center/contain no-repeat;
}

/* Comparison points */
.compare-points {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 0.75rem;
    margin-top: 1rem;
}

.compare-points span {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.55rem 0.9rem;
    background: rgba(255,255,255,0.9);
    border-radius: var(--radius-sm);
    font-size: 0.9rem;
    color: var(--color-text);
    border: 1px solid var(--color-border);
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.compare-points span:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-sm);
    border-color: rgba(6, 182, 212, 0.2);
}

.compare-points span::before {
    content: '';
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--color-accent);
}

/* Transparency / commitment grid */
.commitment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
    gap: 1rem;
    margin-top: 1.5rem;
}

.commitment-item {
    padding: 1.35rem;
    background: #fff;
    border-radius: var(--radius-md);
    border: 1px solid var(--color-border);
    font-size: 0.95rem;
    color: var(--color-text-muted);
    line-height: 1.5;
    transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}

.commitment-item:hover {
    border-color: rgba(6, 182, 212, 0.25);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.commitment-item strong {
    display: block;
    color: var(--color-text);
    margin-bottom: 0.35rem;
    font-size: 1rem;
}

/* Notice box */
.notice-box {
    background: linear-gradient(135deg, #fef3c7 0%, #fde68a 100%);
    border: 1px solid rgba(245, 158, 11, 0.3);
    border-radius: var(--radius-md);
    padding: 1.5rem 1.75rem;
    margin: 2rem 0;
}

.notice-box strong {
    display: block;
    color: #92400e;
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

.notice-box p,
.notice-box ul {
    color: #78350f;
    font-size: 0.95rem;
    margin: 0;
    line-height: 1.6;
}

.notice-box ul {
    margin-top: 0.5rem;
    padding-left: 1.25rem;
}

/* How to use - link cards */
.use-cards {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
    gap: 1.1rem;
    margin-top: 1.5rem;
}

.use-cards a {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.25rem 1.5rem;
    background: linear-gradient(180deg, #ffffff 0%, #fafbfc 100%);
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    font-weight: 500;
    font-size: 0.98rem;
    color: var(--color-text);
    transition: border-color var(--transition), box-shadow var(--transition), color var(--transition), transform var(--transition), background 0.35s ease;
    position: relative;
    overflow: hidden;
    animation: fadeInUp 0.5s var(--ease-out) both;
}

.use-cards a:nth-child(1) { animation-delay: 0.05s; }
.use-cards a:nth-child(2) { animation-delay: 0.1s; }
.use-cards a:nth-child(3) { animation-delay: 0.15s; }
.use-cards a:nth-child(4) { animation-delay: 0.2s; }

.use-cards .use-card-icon {
    width: 44px;
    height: 44px;
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--gradient-accent);
    border-radius: var(--radius-md);
    box-shadow: 0 4px 12px rgba(6, 182, 212, 0.35);
    transition: transform var(--transition), box-shadow 0.35s ease;
}

.use-cards .use-card-icon svg {
    width: 24px;
    height: 24px;
    color: #fff;
}

.use-cards a:hover .use-card-icon {
    transform: scale(1.08);
    box-shadow: 0 6px 20px rgba(6, 182, 212, 0.45);
}

.use-cards a::after {
    content: '→';
    margin-left: auto;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--color-accent);
    opacity: 0;
    transform: translateX(-6px);
    transition: opacity var(--transition), transform var(--transition);
}

.use-cards a:hover {
    border-color: rgba(6, 182, 212, 0.4);
    box-shadow: var(--shadow-hover);
    color: var(--color-accent-deep);
    transform: translateY(-6px);
    background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
}

.use-cards a:hover::after {
    opacity: 1;
    transform: translateX(0);
}

/* Trust statement (footer-style on home) */
.trust-statement {
    text-align: center;
    padding: 2.5rem 1.5rem;
    background: var(--gradient-primary);
    color: rgba(255,255,255,0.92);
    border-radius: var(--radius-xl);
    margin: 2rem 0;
}

.trust-statement p {
    margin: 0;
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.trust-statement p + p {
    margin-top: 0.75rem;
}

/* ========== Section (generic) ========== */
.section {
    padding: 3rem 1.5rem;
}

.section-title {
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--color-text);
}

.section-subtitle {
    font-size: 1rem;
    color: var(--color-text-muted);
    margin-bottom: 2rem;
    max-width: 560px;
}

/* Cards grid */
.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
    gap: 1.25rem;
}

.card {
    background: var(--gradient-card);
    border-radius: var(--radius-lg);
    padding: 1.85rem;
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition), background 0.35s ease;
}

.card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
    border-color: rgba(6, 182, 212, 0.25);
    background: var(--gradient-card-hover);
}

.card h3 {
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 0.5rem;
    color: var(--color-text);
}

.card p {
    font-size: 0.95rem;
    color: var(--color-text-muted);
    line-height: 1.55;
}

.card a {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    font-size: 0.9rem;
    font-weight: 500;
    margin-top: 0.75rem;
}

.card a::after {
    content: '→';
    transition: transform var(--transition);
}

.card:hover a::after {
    transform: translateX(4px);
}

/* Page header (inner pages) */
.page-header {
    padding: 3rem 2rem 2.5rem;
    background: var(--gradient-primary);
    color: #fff;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-header::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 60% 50% at 50% 0%, rgba(6, 182, 212, 0.15) 0%, transparent 70%);
    pointer-events: none;
}

.page-header .container {
    position: relative;
    z-index: 1;
}

.page-header h1 {
    font-size: clamp(1.75rem, 4vw, 2.35rem);
    font-weight: 700;
    margin-bottom: 0.5rem;
    letter-spacing: -0.02em;
}

.page-header p {
    opacity: 0.92;
    font-size: 1.05rem;
    max-width: 560px;
    margin-left: auto;
    margin-right: auto;
}

/* Content block */
.content-block {
    padding: 2rem 1.5rem 3rem;
}

.content-block h2 {
    font-size: 1.35rem;
    font-weight: 600;
    margin: 2.25rem 0 0.75rem;
    padding-left: 1rem;
    border-left: 4px solid var(--color-accent);
    color: var(--color-text);
}

.content-block h2:first-child {
    margin-top: 0;
}

.content-block p,
.content-block li {
    color: var(--color-text-muted);
    margin-bottom: 0.75rem;
    line-height: 1.65;
}

.content-block ul {
    margin: 0.5rem 0 1rem 1.5rem;
}

.content-block .disclaimer-box,
.content-block .info-box {
    background: var(--color-bg-alt);
    border-left: 4px solid var(--color-accent);
    padding: 1.25rem 1.5rem;
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    margin: 1.5rem 0;
}

.content-block .comparison-bank {
    margin-top: 2.5rem;
    padding-top: 2rem;
    border-top: 1px solid var(--color-border);
}

.content-block .comparison-bank:first-of-type {
    margin-top: 2rem;
    padding-top: 0;
    border-top: none;
}

.content-block .guide-section {
    margin-top: 1.75rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--color-border);
}

.content-block .guide-section h3 {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--color-text);
    margin: 0 0 0.5rem;
}

/* FAQ */
.faq-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.faq-item {
    border-bottom: 1px solid var(--color-border);
}

.faq-item:first-child {
    border-top: 1px solid var(--color-border);
}

.faq-q {
    font-weight: 600;
    font-size: 1rem;
    padding: 1.25rem 0;
    cursor: pointer;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.faq-q::before {
    content: 'Q';
    flex-shrink: 0;
    width: 28px;
    height: 28px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--gradient-accent);
    color: #fff;
    border-radius: var(--radius-sm);
    font-size: 0.8rem;
}

.faq-a {
    padding: 0 0 1.25rem 2.75rem;
    color: var(--color-text-muted);
    line-height: 1.6;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    font-family: var(--font);
    font-size: 0.9375rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    border: none;
    cursor: pointer;
    transition: transform var(--transition), box-shadow var(--transition);
}

.btn-primary {
    background: var(--gradient-accent);
    color: #fff;
    box-shadow: 0 4px 14px rgba(6, 182, 212, 0.35);
}

.btn-primary:hover {
    transform: translateY(-3px) scale(1.02);
    box-shadow: 0 8px 24px rgba(6, 182, 212, 0.45);
}

.btn-ghost {
    background: rgba(255, 255, 255, 0.15);
    color: #fff;
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.btn-ghost:hover {
    background: rgba(255, 255, 255, 0.25);
}

/* ========== Footer ========== */
.site-footer {
    background: var(--gradient-primary);
    color: rgba(255, 255, 255, 0.92);
    padding: 3rem 1.5rem 2rem;
    margin-top: 3rem;
}

.footer-inner {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 2.5rem;
    margin-bottom: 2rem;
}

.footer-brand {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.footer-brand .footer-logo {
    width: 36px;
    height: 36px;
    display: block;
    flex-shrink: 0;
}

.footer-brand p {
    font-size: 0.9rem;
    opacity: 0.88;
    max-width: 320px;
    line-height: 1.55;
}

.footer-links h4 {
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    opacity: 0.85;
    margin-bottom: 0.75rem;
}

.footer-links ul {
    list-style: none;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.9);
    font-size: 0.9rem;
    padding: 0.25rem 0;
    display: inline-block;
}

.footer-links a:hover {
    color: #fff;
    text-decoration: underline;
}

.footer-bottom {
    padding-top: 1.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-bottom p {
    font-size: 0.875rem;
    opacity: 0.8;
}

@media (max-width: 640px) {
    .footer-grid {
        grid-template-columns: 1fr;
    }
    .compare-points {
        grid-template-columns: 1fr;
    }
    .use-cards {
        grid-template-columns: 1fr;
    }
}

/* ========== Cookie consent ========== */
.cookie-consent {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 9998;
    padding: 1rem 2rem;
    background: var(--gradient-primary);
    color: rgba(255, 255, 255, 0.95);
    box-shadow: 0 -4px 20px rgba(15, 23, 42, 0.15);
    transform: translateY(100%);
    transition: transform 0.4s var(--ease-out);
}

.cookie-consent.is-visible {
    transform: translateY(0);
}

.cookie-consent.is-hidden {
    display: none;
}

.cookie-consent-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.cookie-consent-text {
    flex: 1;
    min-width: 260px;
    font-size: 0.9rem;
    line-height: 1.55;
    margin: 0;
}

.cookie-consent-text a {
    color: var(--color-accent-light);
    text-decoration: underline;
}

.cookie-consent-text a:hover {
    color: #fff;
}

.cookie-consent-actions {
    display: flex;
    gap: 0.75rem;
    flex-shrink: 0;
}

.cookie-consent .btn-ghost {
    background: rgba(255, 255, 255, 0.12);
    color: #fff;
    border-color: rgba(255, 255, 255, 0.3);
}

.cookie-consent .btn-ghost:hover {
    background: rgba(255, 255, 255, 0.2);
}

/* ========== Chat widget ========== */
.chat-widget {
    position: fixed;
    bottom: 1.5rem;
    right: 1.5rem;
    z-index: 9999;
    font-family: var(--font);
}

.chat-widget-toggle {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.85rem 1.25rem;
    background: var(--gradient-accent);
    color: #fff;
    border: none;
    border-radius: var(--radius-full);
    font-family: var(--font);
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 4px 20px rgba(6, 182, 212, 0.45);
    transition: transform var(--transition), box-shadow var(--transition);
}

.chat-widget-toggle:hover {
    transform: scale(1.05);
    box-shadow: 0 6px 24px rgba(6, 182, 212, 0.5);
}

.chat-widget-icon {
    width: 22px;
    height: 22px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.chat-widget-icon svg {
    width: 100%;
    height: 100%;
}

.chat-widget-panel {
    position: absolute;
    bottom: calc(100% + 0.75rem);
    right: 0;
    width: 360px;
    max-width: calc(100vw - 2rem);
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--color-border);
    overflow: hidden;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: opacity 0.25s ease, visibility 0.25s ease, transform 0.25s ease;
}

.chat-widget-panel.is-open {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.chat-widget-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 1.25rem;
    background: var(--gradient-primary);
    color: #fff;
}

.chat-widget-header h3 {
    font-size: 1rem;
    font-weight: 600;
    margin: 0;
}

.chat-widget-close {
    width: 32px;
    height: 32px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.2);
    border: none;
    color: #fff;
    font-size: 1.5rem;
    line-height: 1;
    cursor: pointer;
    border-radius: var(--radius-sm);
    transition: background 0.2s ease;
}

.chat-widget-close:hover {
    background: rgba(255, 255, 255, 0.3);
}

.chat-widget-body {
    padding: 1.25rem;
}

.chat-widget-intro {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    margin: 0 0 1rem;
    line-height: 1.5;
}

.chat-widget-form .chat-form-row {
    margin-bottom: 0.75rem;
}

.chat-widget-form input,
.chat-widget-form textarea {
    width: 100%;
    padding: 0.65rem 0.9rem;
    font-family: var(--font);
    font-size: 0.9rem;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    transition: border-color 0.2s ease;
}

.chat-widget-form input:focus,
.chat-widget-form textarea:focus {
    outline: none;
    border-color: var(--color-accent);
}

.chat-widget-form .btn-block {
    width: 100%;
    margin-top: 0.5rem;
}

@media (max-width: 480px) {
    .chat-widget-panel {
        width: calc(100vw - 2rem);
        right: -0.5rem;
    }
}

/* ========== Contact form ========== */
.contact-form {
    max-width: 560px;
    margin: 2rem 0;
}

.contact-form .form-row {
    margin-bottom: 1.25rem;
}

.contact-form label {
    display: block;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--color-text);
    margin-bottom: 0.4rem;
}

.contact-form .required {
    color: var(--color-accent);
}

.contact-form input,
.contact-form textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    font-family: var(--font);
    font-size: 1rem;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.contact-form input:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(6, 182, 212, 0.15);
}

.contact-form textarea {
    resize: vertical;
    min-height: 120px;
}

.contact-form .form-actions {
    margin-top: 1.5rem;
    margin-bottom: 0;
}

.form-success {
    padding: 1.5rem;
    background: linear-gradient(135deg, #d1fae5 0%, #a7f3d0 100%);
    border: 1px solid rgba(16, 185, 129, 0.3);
    border-radius: var(--radius-md);
    margin: 1.5rem 0;
}

.form-success p {
    margin: 0;
    color: #065f46;
    font-weight: 500;
}

.form-error {
    padding: 0.75rem 1rem;
    background: #fef2f2;
    border: 1px solid rgba(239, 68, 68, 0.3);
    border-radius: var(--radius-sm);
    color: #991b1b;
    font-size: 0.9rem;
    margin-bottom: 1rem;
}